Our Guide to Buying a Car Out-of-state

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If you’re considering getting behind the wheel of a new or used car, but nothing local has caught your eye, expanding your search can yield spectacular results. But before you consider buying a car out of state, make sure you understand the requirements in Indianapolis, IN and the car’s place of origin so you won’t get caught up in any sticky red tape. Read on to learn the basics and, when you’re ready for a great rate and easy financing on your next vehicle, fill out our easy credit application or stop by Indy Car Finance to get started.

What You Need to Know

Any time you purchase a car you should do your research, but there are extra issues to consider if you’ll be crossing state lines:

  • Emissions Testing: You should know whether your new vehicle will be required to pass a smog test before you license it, but it’s also helpful to know if the county of origin requires testing and whether the vehicle passed. A failure could indicate expensive repairs are needed. 
  • Sales Taxes: Check to see what – and how much – tax you’ll have to pay for your new vehicle. It could be a useful bargaining tool when it’s time to discuss price.
  • Title and Registration: If you’re buying from a dealer, they should handle this, but if you’re purchasing a vehicle from a private party, you’ll need to ensure they have their paperwork in order, and what steps your county requires when you transfer ownership.
  • Safety Inspections: Some states require additional inspections to ensure the vehicle is roadworthy. Check to see if yours does and if the vehicle has failed inspection before.
  • Insurance: Contact your insurance agent before you start shopping to see if they will require you to buy insurance before you take legal possession of the car, or if they prefer to put a clause on your policy to cover you temporarily. This will protect you in the unlikely event of an accident, and ensure you’re obeying local laws.

Let Indy Car Financing Help

Contact us today to learn about the options you have whether you’re considering buying a car out of state, or right here in Indianapolis, IN. Give us a call at (855) 468-6215 or stop by Andy Mohr Speedway Chevrolet at 5252 38th Street in Indianapolis, IN to speak to an associate in person.