Buying a Used Car: Dealers vs. Independent Sellers

When it comes to buying a used car, there are two main options available to buyers. Shoppers in the market for a pre-owned vehicle usually have the choice to buy from a car dealership or an independent seller, both of which have their benefits and disadvantages. To help our clients at Indy Car Financing decide which option works best for them, we’ve outlined the pros and cons for each choice!

Shopping with a Dealer

Car dealerships can be an excellent place to shop for used cars for a broad spectrum of reasons. They tend to have an extensive selection of pre-owned vehicles to choose from and offer a variety of other advantages, including:

• Certified pre-owned cars that have undergone strict inspections and have been refurbished for quality assurance
• Used vehicles are thoroughly examined by certified technicians before they’re allowed to be sold
• Warranties are often available for used cars
• Competitive financing options are available

However, there are some points to be aware of when purchasing a used vehicle from a car dealership.

• Pricing is often closer to market value
• It’s easy to get caught up in seasonal and holiday promotions

Working with an Independent Seller

Purchasing a used car from an independent seller can sometimes be a bit more work for the buyer. There is a lot more research involved, but there are distinct benefits.

• There is more room to haggle out a price that best fits your budget
• Sometimes private sellers offer below market prices

While investing in a pre-owned vehicle from a private seller might seem like a great option at first, there are a lot more downsides to worry about.

• There aren’t any warranties available to purchase
• There aren’t any trade opportunities like a dealership, meaning that you will have to pay full price for a privately sold car at the time of purchase
• You might have to drive a long distance just to take a look at a vehicle
• Buying from strangers can be tricky, since they’re not bound professional standards

Indy Car Financing Is Here to Help You Buy Your Ideal Used Car

Why risk purchasing a lemon from a private seller when there are so many excellent pre-owned vehicle dealerships near Indianapolis to choose from? If you need financial assistance to take home your next used vehicle, then consult with Indy Car Financing today! For questions or concerns about buying a used car in the Indianapolis area, feel free to contact us at (855) 468-6215.