Category Archives: Credit Score Tips

03 Sep

Our Guide to Accurate Credit Reporting Sites

Image: FICO Our Credit Application Contact Us With the recent series of high-profile security breaches plaguing online retailers and credit reporting bureaus, it’s more important now than ever to keep track of your personal data. To help with that, we’ve rounded up information on the three accurate credit reporting sites experts recommend to keep your

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22 Aug

What is the Minimum Credit Score You Need to get a Car Loan?

Get Financed Today Contact Us Financing a vehicle can be expensive; exactly how expensive depends on how much you can afford for a down payment and what your credit rating says about your ability to pay back the money you borrow. If you’re wondering what the minimum score you need to get a car loan

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26 Mar

Should I Pay My Car Loan with a Credit Card?

Many buyers who visit Indy Car Financing ask our experts should I pay my car loan with credit card. The idea is that if you have a low-interest credit card or one with special offers for balance transfers that you could potentially save more money on interest. There are some perks associated with this method,

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24 Mar

How Car Payments Are Calculated

Before financing a vehicle, it’s important to know how car payments are calculated. The experts at Indy Car Financing have developed a helpful guide on calculating car payments, so you can secure an auto loan that fits your budget. The three most important steps for determining your car payments are: gather information, calculate your payments,

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24 Mar

How Not to Fall Behind on Car Payments

According to a recent study performed by the credit and research firm Experian, more and more Americans are falling behind on car payments. Experian measured the delinquency rate of drivers that had taken out auto loans and discovered that between 2013 and 2014 the number of borrowers delinquent on payments by 60 days increased to

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10 Mar

How to Rebuild Your Credit Before Applying for an Auto Loan

Purchasing a new car is an investment that requires most drivers to secure an auto loan. Unfortunately, applying for an auto loan when you have a low credit score or no credit history can be a difficult undertaking. Thankfully, the experts at Indy Car Financing have come up with some helpful tips for rebuilding your

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24 Feb

Rebuild Credit with Sub Prime Car Loans in Indianapolis

Buying your ideal vehicle with no credit or poor credit can seem challenging at first, but the staff at Indy Car Financing is here to help.  We offer all manners of auto loans, including sub prime car loans for shoppers with a low credit rating. You can take secure a new or used car with

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14 Jan

Common Reasons Car Financing is Denied

For some customers, receiving approval for car financing is a quick and easy process, but not everyone. If you have been denied car financing in the past, the experts at Indy Car Financing are here to help. There are many reasons why car financing is denied, and our experts compiled a list of most common

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22 Dec

Financing a Car as a College Student

One of the most common misconceptions about financing a car as a college student is that it’s simply not an affordable option for younger drivers. Indy Car Financing is dispelling this rumor, and our experts have developed this helpful guide for college students interested in financing a new vehicle. The following tips will help make

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12 Dec

Financing a Car After Bankruptcy

Rebuilding your finances and credit score after filing for bankruptcy can seem daunting at first, but it is possible when you make informed choices. Buying a car after bankruptcy in Indianapolis is feasible when you enlist the help of the experts at Indy Car Financing. If you use the following tips when shopping for a

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