Our Guide to Accurate Credit Reporting Sites

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With the recent series of high-profile security breaches plaguing online retailers and credit reporting bureaus, it’s more important now than ever to keep track of your personal data. To help with that, we’ve rounded up information on the three accurate credit reporting sites experts recommend to keep your credit history up-to-date and accurate. Look it over and, when you’re ready to use that information to get into a new car, truck, or SUV, stop by Indy Car Finance in Indianapolis, IN to see how easy it can be to get a yes.

The 3 Go-to Reporting Sites

Keeping track of your financial reporting information is essential to maintaining your good credit and preventing identity theft. These sites allow you to do that for little or no charge, so you don’t have to worry:

  • AnnualCreditReport.Com: American consumers are entitled to free credit reports from each of the nationwide credit reporting agencies. Consumers can get theirs at AnnualCreditReport.com.
  • Identity Guard: This site offers consumers access to their credit report with credit scoring, credit monitoring, and a detailed analysis of what’s impacting their credit. Free for 30 days.
  • Credit Karma: A free service that offers credit analysis tools, free credit score, credit monitoring, unclaimed money search, and access to educational resources.

The Different Types of Credit Scores

Your credit score can impact more than just your ability to buy a car; it can keep you from renting a home or getting a job. Knowing the different types of scores can help see where you may need to make changes:

  • FICO: The most popular scoring tool used by most lenders to verify creditworthiness.
  • Vantage Score: The Vantage score is dependent upon information received by the three main credit reporting agencies.
  • Agency-Specific: Each reporting agency has their own internal score to determine credit risk.
  • CE Score: Credit rating published by the independent organization CE Analytics.

Get Competitive Financing Through Indy Car in Indianapolis IN

Contact us today to see how your accurate credit score can get you into the car you want now. Give us a call at (855) 468-6215 or stop by Andy Mohr Speedway Chevrolet at 5252 38th Street in Indianapolis, IN to speak to an associate in person.