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Automotive collisions are traumatic enough without having to worry about insurance after an accident. Whether you’ve been involved in a fender bender or something more serious, the experts at Indy Car Financing have some tips for dealing with insurance after a car accident. With these helpful suggestions, you’ll be able to handle a collision situation and use your insurance properly.
What to Do after a Car Accident
As soon as you’ve been involved in an accident, the first thing you to do is notify your insurance company and start recording essential information. Details to keep track of include:
- The date, time, plate number, make, model, and registration number of any vehicles involved in the accident.
- Acquire the contact and insurance information of the person or persons whose cars were hit.
- Take pictures of the accident with your smartphone or a camera if you have one with you.
- If police are on the scene, take down their names and their badge numbers for future reference just in case.
Filing an Insurance Claim
After you’ve reported the accident to your insurance company, you will get a phone call from your provider. During this conversation, questions will be asked about the accident and demographic info will be collected. In the event that somebody has been injured, medical claims will be accounted for, as well. Once your insurance claim has been filed, you will be assigned a claims adjustor. This person will coordinate the accident investigation, speak with witnesses, check out medical reports, and deal with other important details.
Other Considerations
When an insurance claim is filed, there are a variety of other considerations that are taken into account, such as:
- Fault assessment. Depending upon the nature of the accident, one or more parties might have to pay more than others based on liability.
- Payment disputes. Sometimes, insurance carriers might not be able to agree on who pays who, in which case arbitration can occur.
- Uninsured or underinsured parties. In this case, your insurance company will help cover damages, but demand reimbursement from the other party.
Indy Car Financing Is Here for You
The seasoned professionals at Indy Car Financing specialize in helping individuals that need to invest in a new vehicle after a car accident. Contact Indy Car Financing at 855-468-6215 to discover the right option for securing the replacement vehicle you need now.