How to Prequalify for an Auto Loan

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Getting pre-approved for automotive financing can save you time, money, and aggravation when buying a new or used car. Learn the benefits of getting pre-approved for an auto loan, then see just how easy it is when you visit Indy Car Finance in Indianapolis today.

The Benefits of Qualifying for Pre-Approval

While most dealerships will help you find financing on site and promise low-rates and easy approval, for a truly hassle-free shopping experience, nothing beats the advantages of pre-approval:

  • Certainty: You’ll know exactly what your payments are, what you can spend, and  you won’t be surprised by last-minute additions to your contract.
  • Leverage: When you come in as a cash buyer, you have the power to negotiate a price you can afford without being held hostage by the dealership’s finance department.
  • A Streamlined Experience: Because you’ve already got your money, you can save hours negotiating your contract and get in and out more quickly.
  • Lower Rates: It isn’t uncommon for dealerships to tack on extra points to your loan, hiding it in the contract verbiage and costing you more money in the long run.
  • Flexibility: If you find a great deal on your new ride, you can adjust your pre-approval and lower your payment, reducing your monthly expenses further.

Let Indy Car Financing Help

If you’re in the market for a new or used car, consider a pre-approval at Indy Car Finance first. We offer competitive rates to buyers with good credit, bad credit, and even those just getting established. We make it easy to get a payment you can afford on a car you need. Speak to one of our finance specialists to review your budget and learn how easy it is to save when you choose the Indianapolis finance leader for your next car purchase.

Get Pre-Qualified for Your Next Auto Loan at Indy Car Finance

Pre-qualify for your next auto loan at your Indianapolis low-price finance leader today. Contact us now at (855) 468-6215 or stop by our Speedway Chevrolet location at 5252 38th Street in Indianapolis, IN to learn more.